How to Apply
To apply for cover the proposal and policy schedule needs to be completed.
Please carefully read the Financial Services Guide (FSG), Product Disclosure
Statement (PDS) and Policy Wording prior to completing the proposal form.
Should you require any additional information please contact National
Underwriting Agencies (NUA). NUA's contact details are in the Contact Us
section of this website.
Eligibility
Eligibility for this insurance is subject to the following conditions:
- Your mobile phone was originally purchased new in Australia.
- Your mobile phone is in working order with no known faults at the time of purchase of this insurance product.
- You are a permanent resident of Australia.
Significant Features and Benefits
- Protection against Theft, Accidental Damage, Mechanical and Electrical Breakdown and Unauthorised Calls.
- Australia Wide Cover
- Cover for repairs of if necessary replacement of your mobile phone up to a maximum limit of $5000.00.
Significant Risks
- Wrong Selection of Product: You may choose an insurance product or product option that does not meet your needs.
You should read this PDS and policy document carefully to prevent this. It may also be advisable to consult an
adviser for assistance.
- Claims Limits: Claims paid under this policy are subject to limits. The maximum amounts We will pay for the
cover you have chosen are set out in the policy wording. You need to ensure that the claim limits are suitable
for You.
Price
$159.00 which includes GST and stamp duty
Period of Insurance
Insurance shall commence at the time a Certificate of Insurance is issued to you for a period
of 12 months provided that your premium has been paid to us in full. A
certificate of insurance is issued to you by email via the email address provided in your proposal.
This insurance policy is for a period of 12 months only and is renewable
subject to the underwriting criteria applicable at that time.
What We Protect You Against
Subject to the terms and conditions of the insurance policy:
- Accidental Damage
- Mechanical and Electrical Breakdown
- Theft
- Unauthorised Calls associated with a valid theft claim
Limit of What We Will Pay
Insurer's maximum limit of liability for any one claim shall be up to $1500.00 (inclusive of GST)
of each and every claim but not exceeding the equivalent replacement value of Your mobile phone
plus couriers costs. If Your insured mobile phone is economically repairable We will repair your
mobile phone. If Your mobile phone is beyond economical repair then We will at our discretion
replace it with a mobile phone of similar performance, function, type, age and quality.
